8 Easy Steps for Buying Your Dream Home
Beginning the search for your dream home can feel like an overwhelming and intimidating task. But have no fear! At Cesi Pagano & Associates, we want you and other potential buyers to understand the steps we take to make the home buying process as easy and simple as possible. By the end, with our guidance and expertise, you will live happily ever after in your dream home.
Here are our 8 easy steps for buying your dream home:
#1 In Person Meeting & Dream Home Wish List
Nothing lets us get to know our clients better than a face-to-face meeting. So let’s get to know each other! We’ll sit down, talk through the process of buying a home with Cesi Pagano & Associates, and dive into what you want out of your dream home. From man caves and decked out garages to reading nooks, luxury closets and more, we’ll find exactly what you’re looking for!
Let’s find out exactly what your budget will be. During this part of the process, be ready to supply pay stubs, W2’s, and tax returns. The lender will do a full review and then tell you what you will be able to borrow in order to purchase your dream home. This is a vital step in the home buying process and cannot be skipped.
#3 Real-Time Listing Alerts Sent Based on Your Dream Home Criteria
This is where you’ll get real-time notifications about the listings that you’re most likely to be excited about. We’ll do all the behind the scenes work to ensure you’re only getting sent homes that will pique your interest. Be sure to let us know which homes jump out at you so that we can skip to the next step and schedule a viewing.
#4 Viewings & Open Houses
Here’s where the buying process gets really exciting. We’ll go to local open houses and schedule viewings of the dream homes that you’ve loved from our listing alerts. We’ll talk about how the budget will work and make sure that we find you the perfect home.
#5 Find Your Dream Home & Write an Offer
This step can be a little nerve-wracking, but very exciting! Three things can happen when putting in an offer on a house:
1. The offer is accepted
2. The offer is rejected
3. You get a counteroffer
We’ll walk you through each of those possibilities and how to handle them. Once the offer is accepted, it’s time to get your financing in order and move forward to the next step!
#6 Acceptance, Appraisal, & Inspection
Congratulations! The sellers accepted your offer, and the home is going through appraisal and inspection. The appraisal guarantees that the price of the property matches the condition of the property while the inspection makes sure that everything in the home is functioning properly and there are no major issues inside. These are the last steps before you receive the keys to your dream home!
#7 Closing & Keys
Yay! You’re closing on your home! This process includes going through all of the final paperwork and putting your autograph on a lot of paperwork. Don’t forget to bring your paperwork and your down payment in exchange for those house keys!
#8 Pop That Champagne Bottle!
Congratulations! You’re officially a homeowner! Grab a bottle of champagne and toast to your success and new home! We’re happy to have been a part of your journey to buy your dream home!