A short sale is the sale of a home in which the proceeds from the sale are not sufficient to pay off the existing loan(s), but the lender(s) accept(s) the discounted amount to fully satisfy the loan(s).

A foreclosure is a process a home goes through when a lender attempts to recover the balance of a loan from a borrower who has stopped making payments.

Once a home has been foreclosed on by the bank, it becomes an “REO” or real estate owned property that is sold by the bank.

Cesi Pagano & Associates specialize in short sales with over 30 years of real estate experience. This top producing team has extensive experience and have streamlined their systems to make the short sale process a smooth and easy transition for you.

Here are a few reasons why Cesi Pagano & Associates is qualified to help you and some of the benefits they can offer to homeowners:

Free Listing Consultation and services
Successfully closed over 1,000 short sales and lien releases
Over 98% success rate
Closed short sale transactions in record time
Minimize derogatory credit
Eliminate back taxes and other liens
Specialize in the full release of future deficiencies and liabilities negotiated by attorney
Receive up to $30,000 from the bank (depending on lender and loan)
CDPE Designation, Certified Distressed Property Expert
Pre-Foreclosure Specialist Certification
Short Sale & Foreclosure Resource Certification
Certified HAFA Specialist (Home Affordable Foreclosure Alternative)